Capital Small Finance Bank Targets 20%+ Credit Growth in FY26, Anticipates CASA Ratio Rebound
Capital Small Finance Bank has announced a significant 21.4% year-on-year (YoY) increase in net profit, reaching ₹34.24 crore for the March quarter, up from ₹28.21 crore in the same period last year. Although sequential profit growth was relatively flat, with a mere 0% increase, the bank is optimistic about its future prospects. Looking ahead to FY26, Capital Small Finance Bank is eyeing a credit growth of over 20%, driven by its strategic initiatives and improving economic conditions. The bank also expects its CASA (Current Account Savings Account) ratio to rebound, which is expected to further boost its profitability. With a focus on digital transformation and customer-centric services, Capital Small Finance Bank is well-positioned to capitalize on emerging opportunities in the banking sector, including digital banking, financial inclusion, and microfinance. As the bank continues to expand its operations and enhance its product offerings, it is likely to attract more customers and increase its market share.
