FridayOL

Sydney, Australia – Emerald Finance Limited (BSE: EMERALD), a rapidly growing financial services provider, has announced a stunning 138% year-on-year (YoY) increase in standalone net profit for the first quarter of fiscal year 2026 (Q1 FY26). This impressive result underscores the company’s strong performance and burgeoning popularity of its innovative financial solutions, particularly its Earned Wage Access (EWA) offering in the Indian market.

Key Highlights from Q1 FY26:

• Exceptional Profit Growth: The 138% YoY surge in net profit demonstrates Emerald Finance’s ability to capitalise on market opportunities and deliver exceptional value to its stakeholders.
• Strong EWA Performance: The Earned Wage Access (EWA) product continues to be a major driver of growth, catering to the increasing demand for flexible and accessible financial options in India. This service allows employees to access a portion of their earned wages before their scheduled payday, providing crucial financial breathing room.
• Expanding Market Reach: Emerald Finance is actively expanding its operations and partnerships to reach a wider customer base, both within India and potentially exploring opportunities in other markets.
• Robust Financial Foundation: The company's solid financial footing allows for continued investment in innovation, technology, and talent acquisition, further fueling its growth trajectory.

Understanding the EWA Advantage: The EWA model is gaining significant traction globally, and Emerald Finance is at the forefront of this trend in India. It addresses a critical need for employees facing unexpected expenses or wanting to manage their finances more effectively. By providing on-demand access to earned wages, EWA can improve employee financial wellbeing, reduce reliance on high-interest loans, and boost overall productivity. Emerald Finance's success with EWA highlights the potential of this model to disrupt traditional financial services.

What This Means for Investors: This strong Q1 FY26 performance signals a positive outlook for Emerald Finance. The company’s strategic focus on innovative financial products like EWA, coupled with its expanding market presence, positions it for continued growth and increased shareholder value. However, investors should also consider factors such as regulatory changes in India and the competitive landscape within the financial services sector.

Looking Ahead: Emerald Finance is committed to maintaining its momentum and delivering sustainable growth. The company plans to continue investing in its technology platform, expanding its EWA partnerships, and exploring new avenues for innovation within the financial services space. The results for Q1 FY26 provide a strong foundation for a successful year ahead.

Disclaimer: These results are unaudited and subject to change. Investors are advised to conduct their own due diligence and consult with a financial advisor before making any investment decisions.